Mortgage Services
Buying and selling a house is one of the biggest financial transactions many people will make during their lifetime and the process of moving home can be one of the most stressful situations people face.
Our mortgage service has been designed and refined to combine quality independent financial advice with a friendly and reliable service, ensuring our clients get the best possible mortgage deal as quickly as possible and with the least amount of stress.
Independent Mortgage Advice
Our advice process starts with a free initial consultation, in which we will identify exactly what our client's needs are, the deadlines involved in buying and selling their house and their financial circumstances and aspirations.
We will then help them to develop a clear financial plan and work with them throughout the process of selling their house, buying a new property and moving home.
Our advice can include:
• How to sell your current house for maximum returns
• Calculating how much you can borrow and the potential costs over different periods
• Tips and assistance in negotiating on the purchase of a new house
• Referral to a tried and trusted local solicitor
• Establishing the most suitable basis to arrange a new mortgage
• Finding the lender and mortgage product that best meets your needs
• Identifying any insurance you need to protect your financial circumstances and ensure the family home is safe in the event of illness or premature death
Independent Research
With over 40,000 mortgages available from 150 different lenders, how can you be sure that you are getting the best value on your mortgage?
After all, on a mortgage of £100,000, a difference of just 0.5% on the interest rate could save almost £700 in interest payments over the next couple of years.
Using independent research software, we analyse the rates from the whole mortgage market to identify the right one for you. As well as the headline interest rate, we take account of the arrangement fee, tie-in period and repayment penalties before making our recommendations.
Comprehensive Mortgage Service
As well as providing independent mortgage advice, our clients know that throughout the process of moving home, there is always someone they can turn to for advice and guidance with their best interests at heart.
We will assist clients with their mortgage application and can liaise with estate agents and solicitors to provide you with regular updates on the entire moving process, leading to the day you pick up the keys to your new home.
Finally, we will make a diary note of when your new mortgage deal is due to end. We will contact you shortly before the expiry to undertake a further review and, if appropriate, advise you on the best re-mortgage deal.
Our mortgage advisers have the experience and technical knowledge to assist in the following areas:
- House purchase
- Debt consolidation
- Remortgage
- Equity release
- Buy to Let
- Commercial
Interested?
Download our Mortgage information sheet by clicking here
If you would like to talk to us or arrange a personal consultation please click here
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